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on May 06, 2020

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What is Travel Insurance?

What is Travel Insurance? Many of us take out holiday insurance, but few know really what it is and how it can be defined. If you know what is included, you will be able to make the most of your protection. In general terms, holiday insurance protects a traveller’s holiday costs against adverse events such as cancellation and interruption and also reimburses medical expenses, the loss or damage of property and transit delays. Travellers are compensated if they have to cancel or interrupt their travel, they will also be covered should they need emergency medical treatment, medical evacuation and other situations. The main categories of holiday insurance: Delays and cancellation – including curtailment Delay: This reimburses travellers for hotel, food or clothing expenses in the event of a flight delay. Some plans also cover costs associated with catching up with a cruise should another delay cause the traveller to miss embarkation. Cancellation: Reimbursement comes into effect if ...

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